Terms of Use

Last updated: 13 November 2026.

1. What this site provides

TakeHomePay provides free calculators and guides about UK pay, tax and savings. Everything is general information. Nothing on this site is professional financial advice, tax advice or legal advice.

2. Accuracy

We check every figure against GOV.UK, HMRC, NHS Employers or the Low Pay Commission and date each page. Rates and thresholds change, so a figure can become out of date. Always check the current figure on the official source before acting on it. We are not responsible for decisions you make based on this site.

3. Acceptable use

You may use the calculators for your own personal planning. You may link to our pages. You may not copy large parts of the site, present our content as your own, or use the site for anything unlawful.

4. Availability

The site is provided “as is”. We do not guarantee it will always be available or free of errors.

5. Liability

To the fullest extent allowed by law, we are not liable for any loss or damage arising from your use of this site, including any loss arising from a figure being out of date or a calculation not matching your payslip.

6. Governing law

These terms are governed by the law of England and Wales.

Important: Everything on this site is general information for planning purposes only. It is not professional financial advice, not tax advice, and not a substitute for advice from a qualified adviser. Rates and thresholds are for the UK tax year 2026/27 (6 April 2026 – 5 April 2027) unless stated otherwise, and can change. Figures are estimates — your actual pay depends on your tax code, pension scheme, student loan plan and other deductions. Check the current figures on GOV.UK or speak to a qualified adviser before acting.